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Connect your mailbox
Gmail or Outlook, read-only. One tap disconnects it and your tokens are wiped immediately.
Dutch consumers leave hundreds of millions unclaimed every year
Get yourfreedom back.
Your AI Money Advocate.
The AI that finds, recovers and protects your money. It reads the mailbox you already have, proves every claim against the email that carries it, and never sends a word without your approval.
First scan is free. No card. Nothing back, nothing owed.
Free to find outOne full sweep of two years
€ 0 if it failsA fee is a share of a recovery
Read-onlyOne tap disconnects it
Every claim rests on a named article of law
- EU 261
- BW 6:203
- Wet van Dam
- EU 2019/771
- BW 7:17
Find it. Prove it. Get it back.
Most people never claim what they're owed because finding it is work and proving it is worse. Pennny does both, then asks.
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Two years, swept once
Pennny reads your mail history looking for six specific things. Raw emails are never stored.
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See what's yours, with proof
Every opportunity shows the amount, the emails it's built on, and the article of law it rests on.
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Approve, and we chase
Read the letter, change anything, then approve. It goes from your own mailbox.
What “scan my inbox” actually means
Two years of mail, read once
You connect Gmail or Outlook. Pennny reads two years of your mail looking for six things: delay notices from airlines and railways, charges that appear twice, charges that continued after you cancelled, subscriptions that started from a free trial, receipts for things that broke inside their guarantee, and the confirmations that prove each one.
It reads. It never sends, never spends, never changes a thing in your mailbox — and you can cut the connection at any moment.
- Read-only access01
- Evidence snippets only02
- No raw email stored03
- One tap to disconnect04
Five kinds of money you're probably owed
Each one backed by a specific article of law, a deadline, and the evidence sitting in your inbox.
EU 261
up to € 600
Delayed flights
Three hours late or more and the airline owes you a fixed amount under EU 261 — plus NS trains over an hour and delayed baggage.
Up to 3 years after the flight, in the Netherlands.
BW 6:203
whatever they took
Wrong or double charges
The same amount taken twice, or money taken that was never owed. Recoverable under BW 6:203 for up to five years.
Five years from the day you could have noticed it.
Wet van Dam
every euro since
Charged after cancelling
You cancelled, they kept billing. The confirmation email in your inbox is the whole case.
Five years, same as any undue payment.
Wet van Dam
per month, backdated
Zombie subscriptions
A trial that quietly converted, a service nobody uses. Cancel it and claim back what shouldn't have been taken.
Depends on when the trial converted.
EU 2019/771
repair, replace or refund
Broken things under warranty
Two years of legal guarantee on anything you buy in the EU — repair, replacement or your money back.
Two years from delivery, EU-wide.
And an honest answer
If we sweep your mailbox and find nothing we can prove, we tell you that. We'd rather say nothing than invent a claim that fails.
The rule the whole product is built on
Nothing sends without your word.
Pennny drafts. You read it, change it, approve it. Then it leaves from your own mailbox and the company replies to you — never to us. Every reminder and every reply needs its own fresh yes.
We fingerprint exactly what you approved and compare it to what goes out. One character different and it does not send.
Approved content · f679a345
A real recovery, drawn to scale
We only earn if you do.
The money goes straight from the company to your own account. We invoice for our share afterwards — and only ever on money you actually received.
A company paid back € 67,0030% + VAT
Paid straight into your own accountInvoiced afterwards
If they'd refused, this would say € 0. Not as a gesture — a fee is a share of a recovery, and a claim that recovers nothing has nothing to share. No result, no invoice.
The whole price list
Three lines, and there is no fourth. No setup fee, no per-claim fee, nothing on a loss, and no charge for your first deep scan.
Free
€ 0
One full sweep of your mail history. Claim on no-cure-no-pay.
- 24-month deep scan
- Every opportunity with its proof
- Claim anything you find
- No card, ever
Premium
two months free€ 9,95/month
Or € 99,50 a year — twelve months for the price of ten.
- Continuous monitoring, not one sweep
- Subscription and contract watching
- Price-increase and renewal alerts
- Priority support
On every recovery
30%+ VAT
That is 36.3% including VAT. Only ever on money that actually reaches you.
- Identical on Free and Premium
- € 0 if the claim fails
- Partial win? 30% of what arrived
- Vouchers and credit: no fee
Pennny vs. the alternatives
The other two ways to get this money back, and what each one costs you.
| Pennny | Doing it yourself | A claims agency | |
|---|---|---|---|
| Finding what you're owed | Two years of mail, swept in about a minute | You have to notice it first | You bring them the case |
| Proof | The source email, quoted, with the article of law | You dig for the receipt | You supply the evidence |
| Who writes the letter | Pennny drafts, you approve every word | You do | They do, in their name |
| Who it comes from | Your own mailbox — replies come to you | ||
| Deadline tracking | Per case | ||
| Covers small amounts | Yes — that's the point | Rarely worth your time | Usually below their minimum |
| Cost if you lose | € 0 | Your time | € 0 to 25% of nothing |
| Who holds the money | You — paid directly by the company | You | They do, then pass it on |
| Cost if you win | 30% + VAT36.3% all-in, only on money that reaches you | Free — if you actually do it | 25 – 50% |
Agency rates are the publicly advertised ranges for Dutch and EU flight-compensation and claims services as of September 2026; individual terms vary.
What we optimise for
AI powered
Smart, fast, accurate. It reads two years of mail in about a minute.
Fair & transparent
No fees upfront. Just results — 30% plus VAT, only when money actually reaches you.
Secure & private
Read-only access, evidence snippets only, and one tap to disconnect.
Human-centered
Built for real people, not just data. You approve every single word.
Global vision
Freedom for everyone, everywhere.
See what you're owed.
One free sweep of your mail history. It takes about a minute, and it costs nothing to find out.